Better Auto Coverage at a Better Price
Florida drivers deserve great coverage without overpaying. We compare top carriers to find the right auto insurance for your vehicle, driving record, and budget.
Auto Insurance Carriers We Work With
Why Florida Drivers Choose Us
Our licensed Florida agents help you find the right coverage at the right price.
Competitive Rates
We shop multiple carriers simultaneously so you get the most competitive rate for your driving profile — without spending hours calling around.
Fast Quotes
Get a personalized auto insurance quote in minutes. Our agents can often bind coverage the same day so you're never left unprotected.
Claims Support
When you need to file a claim, we're in your corner — helping you navigate the process and communicate with your carrier for a faster resolution.
Auto Coverage Options
Every situation is different — we'll help you find the plan that fits your life and budget.
Basic Coverage
Florida minimum required coverage to keep you legally on the road.
- Personal Injury Protection (PIP)
- Property Damage Liability
- Meets Florida state minimums
- Affordable monthly premiums
- SR-22 filing available
Full Coverage
Comprehensive protection for your vehicle and liability — the smart choice for most drivers.
- Liability (bodily injury & property)
- Collision coverage
- Comprehensive (theft, weather)
- Uninsured/underinsured motorist
- Roadside assistance add-on
Commercial Auto
Coverage for business vehicles, fleets, and rideshare drivers operating in Florida.
- Business vehicle coverage
- Fleet discounts available
- Hired & non-owned auto
- Rideshare (TNC) coverage
- Cargo & equipment options
Frequently Asked Questions
Have more questions? Call us at (716) 424-5479.
What is the minimum auto insurance required in Florida?
Florida requires a minimum of $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability. However, these minimums often aren't enough to fully protect you — we recommend higher limits.
Will my rates go up after an accident?
It depends on the carrier and whether you were at fault. Some carriers offer accident forgiveness programs. Our agents can help you find carriers with the most favorable policies for your driving history.
Can I insure multiple vehicles on one policy?
Yes. Multi-vehicle policies typically come with a discount. We can bundle all your household vehicles — including motorcycles and RVs — onto one convenient policy.
Do you offer coverage for high-risk drivers?
Yes. We work with carriers that specialize in non-standard auto insurance for drivers with tickets, accidents, DUIs, or lapses in coverage.
Ready to get covered?
Get a free, no-obligation quote today. A licensed Florida agent will reach out within 1 business day.