Part D · Medicare Advantage · Supplementals Made Simple
Navigating Medicare doesn't have to be overwhelming. Our licensed, CMS-certified Florida agents walk you through every option and help you enroll in the plan that's right for you — at no cost.
Medicare Plan Carriers We Work With
Why Work With a Medicare Agent?
Nuestros agentes licenciados en Florida le ayudan a encontrar la cobertura correcta al precio correcto.
Unbiased Guidance
We represent multiple carriers so we can compare plans side-by-side and recommend the one that truly fits your health needs and budget — not just the highest commission.
Licensed & CMS Certified
Our agents are fully licensed in Florida and certified by CMS to sell Medicare Advantage and Part D plans, ensuring compliant, accurate enrollment.
Year-Round Support
We don't disappear after enrollment. We're here year-round to help with claims, plan changes, and Annual Enrollment Period reviews.
Medicare Plan Options
Cada situación es diferente — le ayudaremos a encontrar el plan que se adapte a su vida y presupuesto.
Medicare Part D
Standalone prescription drug plans that work alongside Original Medicare (Parts A & B) to cover the cost of your medications.
- Covers brand-name & generic drugs
- Low-income subsidy (Extra Help) available
- Multiple formulary tiers
- Mail-order pharmacy options
- Annual plan comparison available
Medicare Advantage (Part C)
All-in-one plans that bundle hospital, medical, and often prescription drug coverage with extra benefits not covered by Original Medicare.
- Hospital & medical coverage
- Prescription drug (Part D) included
- Dental, vision & hearing benefits
- Fitness & wellness programs
- $0 premium options available
Medicare Supplement (Medigap)
Supplemental plans that fill the gaps in Original Medicare — covering copays, coinsurance, and deductibles so you have predictable out-of-pocket costs.
- Works alongside Original Medicare
- No network restrictions
- Predictable out-of-pocket costs
- Nationwide coverage
- Plans A, B, C, D, F, G, K, L, M, N
Preguntas Frecuentes
¿Tiene más preguntas? Llámenos al (716) 424-5479.
When can I enroll in Medicare?
Your Initial Enrollment Period begins 3 months before your 65th birthday month and ends 3 months after. Annual Enrollment Period runs October 15 – December 7 each year.
What is the difference between Medicare Part D and Medicare Advantage?
Part D is a standalone prescription drug plan that pairs with Original Medicare. Medicare Advantage (Part C) is an all-in-one plan from a private insurer that typically includes drug coverage plus extra benefits like dental and vision.
What is the difference between Medicare Advantage and Medigap?
Medicare Advantage replaces Original Medicare with an all-in-one plan from a private insurer. Medigap supplements Original Medicare by covering its cost-sharing gaps. The best choice depends on your health needs, budget, and preferred doctors.
Is there a cost to use your Medicare services?
No. Our services are completely free to you. We are compensated by the insurance carriers, not by our clients.
Can I switch Medicare plans every year?
Yes. During the Annual Enrollment Period (Oct 15 – Dec 7), you can switch Medicare Advantage or Part D plans. Medigap changes may require medical underwriting outside of guaranteed issue periods.
¿Listo para obtener cobertura?
Obtenga una cotización gratuita y sin compromiso hoy. Un agente licenciado de Florida se comunicará con usted en 1 día hábil.
Aviso de CMS: Just Insurance Svcs no está conectado ni respaldado por el gobierno de EE. UU. ni por el programa federal de Medicare. No ofrecemos todos los planes disponibles en su área. Actualmente representamos organizaciones que ofrecen productos en su área. Comuníquese con Medicare.gov, 1-800-MEDICARE o su Programa Estatal de Asistencia de Seguro de Salud (SHIP) local para obtener información sobre todas sus opciones.