Founder of Just Insurance Svcs. Licensed across all major lines. Bilingual. Community-rooted. Serving South Florida families and businesses since 2010.
Principal/Owner · Just Insurance Svcs
FL License # L047919
2,500+
Clients Served
20+
Top Carriers
15 Yrs
In Business
BBB A
Accredited Rating
Jaime Avila founded Just Insurance Svcs in Miami in 2010 with one mission: make quality insurance accessible to every Florida family — regardless of income, language, or background.
As an independent advisor, Jaime is not tied to any single carrier. That means he shops the market on your behalf, comparing dozens of plans to find coverage that truly fits your life and budget — not the highest commission.
From Homestead to Coral Gables, Jaime has helped thousands of South Florida families navigate health insurance, Medicare, auto, home, and commercial coverage with confidence — in English and Spanish.
Based in Homestead, FL
Serving all of South Florida
Every credential required to advise you on Florida insurance — verified and current.
FL License # L047919
All Lines · Statewide
Medicare Certified
Annual Carrier & CMS Training
Health Data Protected
Privacy Safeguards in Place
BBB Accredited
Rated A by BBB
ACA Certified
Marketplace Certified Agent
Bilingual
English & Spanish
Real outcomes from real South Florida families and businesses — not stock photos or made-up quotes.
Medicare
Reviewed a Miami-Dade senior's Part D and Advantage plan. Switched carriers mid-year during SEP — reduced annual drug costs by $2,600.
ACA Health
Florida family of four was paying full premium. Jaime identified subsidy eligibility they didn't know existed — saving $847 per month.
Auto Insurance
Homestead family was auto-renewing with the same carrier for 6 years. Renewal Rescue comparison found $1,184 in annual savings.
Commercial
Florida contractor was over-classified on workers' comp. Corrected the classification and renegotiated — 22% premium reduction.
Every conversation, every quote, and every policy Jaime places is guided by these values.
Jaime lives and works in the same communities he serves. Your neighbors are his neighbors — and that means he takes your coverage personally.
Honest advice even when it means recommending a less expensive plan. Your best interest is always the priority.
An informed client makes the best decisions. Jaime takes the time to explain your options clearly — no jargon, no pressure.
The relationship doesn't end at enrollment. Jaime is here year-round for renewals, claims support, and any coverage questions.
Two systems built to give you an unfair advantage over your insurance renewal.
8-step assessment that scores your coverage across all lines and identifies hidden gaps — free, instant, no obligation.
Get My ScoreFlorida families overpay $400–$900/year by auto-renewing. Jaime runs a free 15-minute comparison before your renewal date.
Review My RenewalEvery credential required to serve you — and the trust to back it up.
Florida Licensed
FL License # L047919. Licensed across health, life, property & casualty, and commercial lines statewide.
HIPAA Compliant
All client health information is handled in strict accordance with HIPAA privacy regulations.
CMS Certified
Certified by the Centers for Medicare & Medicaid Services to sell Medicare Advantage and Part D plans.
Get a free, no-obligation review today. Jaime will follow up personally — no bots, no call centers, no pressure.
JustShield™ Protection Score
Free 8-step assessment that scores your coverage across all insurance lines.
Free ACA Subsidy Review
Find out if you qualify for premium tax credits — free 15-minute review.
Free Medicare Readiness Score
See how ready you are for Medicare with a free bilingual review.
ACA Open Enrollment Guide
Deadlines, subsidy rules, and how to pick the right ACA plan in Florida.
Medicare Open Enrollment Checklist
Step-by-step checklist for choosing the right Medicare plan.
Florida Locations We Serve
Serving Miami, Homestead, Hialeah, Doral, Naples, Orlando, and all of South Florida.